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You may apply in person, by Audio Response
(1-800-910-4821) or through our home banking service. The link is found on our Home Page, just click on Home Banking.
We offer a wide array of financial services including:
- BUSINESS LOANS - available through our partnership with NEWTEK, which also offers Payroll Services and Web Hosting
- 10 TO 40 YEAR HOME MORTGAGES - Competitive Rates, Low Closing Costs
- MINI-MORTGAGE EQUITY LOANS - No Appraisal, Low Rates, Minimal Closing Costs, $55,000 Maximum with up to 15 year terms.
- PERSONAL LOANS - Line of Credit and Regular Signature
- TUITION LOANS - Payback over Academic Year
- AUTO, BOAT, MOTORCYCLE AND RV LOANS - Rates as low as 5.9% Annual Percentage Rate
- COMPUTER AND APPLIANCE LOANS
AUTOMOBILE LOANS
New Auto Financing at rates as low as 5.9% Annual Percentage Rate with 30% downpayments, up to 8.9% for 100% financing. Used Auto Financing is available for amounts up to the full NADA retail value. Periodic sales are held in cooperation with Enterprise Car Sales with special terms and reduced rates.
BOAT, RV, MOTORCYCLES, ETC
Boats, Motorcycles, RV's, etc. all may be financed at the same general rates and terms as Autos - New or Used. |
PERSONAL LOANS, LINES OF CREDIT
Personal Loans, both regular signature and regular Line of Credit, are available for any purpose, with rates based upon individual credit worthiness.
Overdraft Line of Credit ($300-$500) is available to any member with Direct Deposit to a Credit Union Checking Account. Once established, it is accessible by Audio and E-Branch.
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