tulanetop
SERVICES > RATES
RATES & FEES
Share and Club Accounts
Checking accounts are totally free with direct deposit of net check (minimum of $200) or by maintaining a $200 minimum checking balance at all times.

Checking Accounts now offer I-Pay Home Banking free of charge to all checking account holders.

Regular Share (Savings) and all Club Accounts earn dividends, calculated daily, paid & compounded quarterly.

1st Quarter 2012 Rates Effective January 1, 2012 through March 31, 2012
Product
APY*
Regular Share Accounts (00) - Balances $5.01 to $5,000
Regular Share Accounts (00) - Balances $5,001 and above
0.25%
0.50%

Club Accounts (51-69*) - Same as Regular Share Accounts
* Except VisaShare Secured (65) & Mortgage Escrow (66)

See Above
Checking Accounts (71-73) - Entire Balance
0.00%

*APY=Annual Percentage Yield
Rates may be increased by action of the Board of Directors at any time during the quarter should economic conditions improve and such notification would then be posted in our lobbies and on this website.

Rates
Rates calculated daily, paid and compounded quarterly on all accounts
Unsecured Loan Rates as low as 8.9% APR *
Vehicle Rates as low as 5.9% APR *
Home Equity Mortgage Rates as low as 6.9% APR *
10 to 40 Year Mortgage Rates change daily, see link on Home Page
Note: All rates subject to individual credit score
*APR=Annual Percentage Rate

2011 FEE SCHEDULE

Fee
Product
Nominal $1 ATM Inquiry
ATM Withdrawal (except ours & Service Center ATMs)
Capital One Bank ATMs charge NO ADDITIONAL FEES to our members
Money Order (up to $1,000)
$2.95 each
Visa Gift Cards (up to $500)
Nominal $5
ATM Enrollment
ATM Card or PIN Replacement
Cashier's Check
New Member Fee
Excess Withdrawal Fee (after 5th per quarter)
Check Photocopy
Interim Statement Printout
Share to Share Draft (or Loan) Transfer
Dormant Account Fee after 1 year without activity(per month)
Check printing
Deposit items returned NSF
(not accepted after 2nd occasion)
Return Mail Fee
Written Account Verification
$8 monthly Checking Account Minimum Balance Fee
(Balance less than $200 without Direct Deposit)
$10 fee for each
Early Club Withdrawal
Research Fee (per hour)
Account Balancing (per hour)
$20 fee Budget Assist Loan Application Fee
Bank Wire Fee
$25 fee for each Returned deposits to checking causing a negative balance
(Not accepted after 1st occasion)
Members deposit returned NSF
ACH returned NSF
NSF Fee
Stop Payment Fee
$40 fee International Wires
FREE E-Branch Home Banking
Checking Account with Direct Deposit of $200 or more
Bill Pay with Direct Deposit $200
Audio Response Information

Truth-In-Savings Disclosures
Regular Share Account
Club Account
Checking Account

Luxury Expenditure Policy
Privacy Policy

 

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