Confirmation of Account. Please compare the June 30, 2015 balances with your records. If they do not agree, please report any differences in writing to:

Charles L. Harrington

Auditor for the Supervisory Committee

P O Box 1350

Abita Springs, LS 70420

We will consider the balances correct unless we hear from you within the next 10 days.

Mortgage Rates are at Historic Lows for 15- and 30-Year Loans

Today's 30-year conventional rate is 5.25% annual percentage rate (APR) subject to adjustments. The FHA rate is even lower at 5.125% APR with no adjustments unless credit score is below 620 or loan amount is under $100,000. Refinancing a mortgage with a current rate of 6.125% would reduce principal and interest by $127 per month. With FHA, principal and interest would drop by $143. Consider financing your new home or refinancing your current mortgage with Tulane-Loyola Federal Credit Union, your financially stable, trusted advisor.